Florida Public Adjuster

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No Recovery, No Fee! We only get paid if you get paid!

    Our All Inclusive Service

    Our unique dedicated service is based on representing you through every step of the insurance claims process with the goal of recovering you the most amount of money for your personal or commercial property damages. We provide personal and commercial property damages in Miami and all through the State of Florida.

    Policy Review

    We will carefully analyze and review your policy to truly understand your coverage, deductibles, exclusions, and other important information. Insurance language can be difficult to understand, and this process is extremely important as it will give us a better idea of the overall claim process.

    Estimating Your Damages

    We will prepare a detailed claim file to submit to your insurance company that will include reports, photographs, invoices, and any other important documentation that is needed to support your claim. In addition, we will use industry-leading software to estimate the amount for all claim related damages.

    Adjusting your claim

    We will communicate and negotiate with your insurance company and their adjusters to ensure that the claim is being analyzed and handled accordingly to your coverage as well as state and federal laws. We will continue to provide any information needed to help you get covered for all your damages.

    Maximizing your settlement

    Our goal at Bolt Adjusters is for our clients to receive the maximum recovery for the damages to their property. We will make sure that you are not being underpaid by the insurance company, and that you receive a fair settlement for your losses.

    Why Hire a Public Adjuster?

    Filing an insurance claim for the damages to your property is often an overwhelming and complicated process. A Public Adjuster works for YOU the policyholder, and is there to represent you and negotiate on your behalf for the settlement that you deserve. Unlike your insurance companies adjuster, Public Adjusters work for your best interest, not the insurance companies.

    Our Licensed & Bonded professionals are here to analyze your policy, perform a thorough inspection of your damages, write a detailed estimate for your loss and negotiate for every dollar that you deserve for your loss.

    Research conducted by the Florida Legislature’s of program Policy Analysis & Government Accountability (OPPAGA) found that policyholders who used a public adjuster to represent them in their property insurance claim, saw an average increase of 747% in their homeowner’s insurance payout.

    OPPAGA independent study shows the following (based on 50th percentile or typical payment):

    Claim Payout when hiring a Public Adjuster :

    $17,186

    Claim Payout without hiring a Public Adjuster :

    $2,027

    Types of Insurance Claims & Losses

    We handle ALL NEW, DENIED, AND UNDERPAID Commercial & Residential property insurance claims. These include:

    Damages to commercial property such as schools, supermarkets, religious institutions, restaurants, hotels, etc.

    Mold

    Mold is a type of fungi that is very dangerous to our homes. Comes as a result of moisture from leaking pipes, rain, water damage.

    Water Damage

    Damage from flood, roof leaks, plumbing leaks, bathroom leaks, window leaks, Air Conditioning leaks.

    Fire Damage

    Damage caused by natural or accidental fires to structural and personal property.

    Roof Damage

    Damage from missing shingles, rain, storm, wind, roof leaks.

    Condominium Association

    Damage caused to single or multiple properties part of an homeowners association.

    Wind & Storm Damage

    Damage caused by Hurricanes, Tropical Storms, rain, wind, tornados.

    Kitchen Leak

    Leaks under kitchen sink due to piping, water damage, etc.

    Business Interruption

    Interruption of your business  activities due to damage of your business property resulting in income loss.

    Locations

    Our team of experienced Public Adjusters is here to serve you throughout the State of Florida. Whether you are looking for a Public Adjuster in Jacksonville, a Public Adjuster in Gainesville, a Public Adjuster in Miami, a Public Adjuster in Tampa, a Public Adjuster in Orlando, a Public Adjuster in Fort Myers, a Public Adjuster in Tallahassee, or any other corner of the state, we are here to help.

    When you require professional assistance for your insurance claims, our skilled Public Adjusters are dedicated to securing the best possible outcomes. With extensive expertise in navigating the complex world of insurance, our Public Adjusters ensure that you receive the full and fair compensation you deserve. Don’t let claim challenges overwhelm you – our Florida-wide presence guarantees personalized support right in your neighborhood. Trust our reliable Public Adjusters to advocate for your rights and maximize your insurance claims efficiently.

    In recent times, several areas across Florida have been significantly affected by the impact of hurricanes and tropical storms. These natural disasters have prompted the declaration of state emergencies in these regions. The aftermath of such events can leave property owners grappling with extensive damages and complex insurance claims. In these urgent times, the need for an experienced Public Adjuster becomes paramount.

    What Our Clients are Saying:

    At BOLT Public Adjusters, we go the extra mile to provide exceptional service to our clients. We treat their insurance claims as if they were our own, ensuring that every detail is handled with care. Below are some of our reviews that showcase our commitment to delivering top-notch assistance. Just like we’d protect our own property, we’re dedicated to securing the best possible outcomes for our clients’ claims.

    Sebastian and his team took amazing care of us. Every step of the way was properly explained and he represented our needs perfectly in the mediation for the roof. We greatly appreciate all the hard work and dedication to seeing our claim, mediation, and payout through. We would highly recommend using this company.

    Eric JosephHomeowner

    Sebastian and Team are awesome at what they do. Couldn’t ask for more. We called Sebastian after Hurricane Ian, he went straight to work & dealt with a very tough insurance company. No matter how difficult the situation he made it work. I recommend BOLT Public Adjusters!!! Thank you team!

    Luis ContrerasHomeowner

    Very happy with my interactions with BOLT. My adjuster provided realistic estimates of the repair work needed, and they represented our needs to the insurance company. The insurance company quickly revised their offer and we settled quickly on fair terms to all parties.

    Will SilvermanHomeowner