Bolt Public Adjusters

WIND & STORM DAMAGE

Hurricane & Tropical Storm Damage: How BOLT Adjusters Inc. Advocates for You and Maximizes Your Insurance Claim

When a hurricane or tropical storm hits, the resulting damage can leave property owners devastated and unsure of where to turn. The intense wind, rain, and flooding can destroy homes, businesses, and belongings, leaving a massive financial burden in its wake. Florida, particularly areas like Fort Myers, Port Charlotte, Sarasota, Tampa, Orlando and Davenport, who were especially vulnerable to these catastrophic weather events after Hurricane Milton.

At BOLT Adjusters Inc., we know how important it is for property owners to have their claims handled efficiently and fairly by their insurance carriers. As public adjusters with over 10 years of combined experience, our mission is to advocate for the property owner—not the insurance company. We are here to ensure that your claim is properly evaluated, all damages are accounted for, and you receive the full and fair settlement you deserve.

The Role of a Public Adjuster After a Hurricane

After a major storm, dealing with insurance companies can be an overwhelming and complex process. Insurance carriers often have teams of adjusters working to minimize the payout on claims. As public adjusters, our role is to level the playing field by representing the best interests of the property owner.

At BOLT Adjusters Inc., we handle everything for you—assessing the damage, reviewing your insurance policy, and negotiating directly with the insurance company. Our expertise lies in understanding how insurance companies work, identifying hidden or underestimated damages, and ensuring that every aspect of your loss is covered.

We assist with all types of hurricane-related damages, including:

•Wind Damage: Hurricanes can damage roofs, compromise windows, and leave the interior of your property exposed to additional damage.

•Water and Flood Damage: Water intrusion can lead to significant damage to foundations, electrical systems, and personal property, not to mention the long-term impact of mold growth.

•Debris Impact: Flying debris during a storm can cause extensive damage to your home’s exterior, including broken windows, doors, paint, and siding.

•Foundation and Structural Damage: In many cases, heavy flooding can weaken or damage the foundation of your property, leading to long-term structural issues that can be costly to repair.

Property Owners Have 2 Years to File a Hurricane Claim

Many property owners are unaware that they have two years from the date of the storm to file an insurance claim for hurricane damage. However, time is of the essence, especially in the first year following the storm. During the first year, the claim is often considered to be under a state of emergency, which means clients can save on public adjusters’ fees. This is a crucial opportunity for property owners to seek professional assistance without additional financial pressure, allowing us to maximize your claim with less upfront cost.

It’s important to file your claim as soon as possible to ensure all damages are properly accounted for. Delaying the process can result in underpaid or denied claims, which may not fully cover the necessary repairs or replacements for your property. If your property was impacted by Hurricane Helene, Hurricane Milton, or any other major storm in recent years, we are here to help you file or reopen your claim and fight for the compensation you deserve.

BOLT Adjusters Inc.: Your Trusted Advocate in Florida. We service the whole state and our adjusters are ready to help.

At BOLT Adjusters Inc., we take pride in serving the Florida community by helping property owners recover from the financial strain caused by hurricane and tropical storm damage. With public adjusters based in Miami, Broward, Fort Myers, Sarasota, Tampa, and Davenport, we are local experts who understand the unique challenges Florida residents face when it comes to storm damage.

Our team works tirelessly to ensure that you, the property owner, are treated fairly and receive the maximum settlement from your insurance carrier. We take on the burden of dealing with the insurance company, so you can focus on rebuilding your home or business.

Why Choose BOLT Adjusters Inc.?

1. Over 10 Years of Combined Experience: Our team has a proven track record of success in helping property owners recover millions in claims after hurricanes and tropical storms.

2. Maximize Your Payout: We know how to thoroughly assess damages and negotiate with insurance companies to get you the best possible settlement.

3. Advocates for Property Owners: Our public adjusters work solely for you—not the insurance company. We are your trusted advocates throughout the claims process.

4. Save on Fees in the First Year: Take advantage of the state of emergency savings on public adjuster fees in the first year after a hurricane.

5. Comprehensive Service: From the initial damage assessment to the final payout, we handle every aspect of the insurance claims process for you.

Contact Us Today for a Free Consultation

If you’ve suffered hurricane or tropical storm damage, don’t wait to file your claim. BOLT Adjusters Inc. is ready to fight on your behalf and ensure you get the fair and maximum payment you deserve. Whether you’re in Miami, Fort Myers, Cape Coral, Port Charlotte, Sarasota, Tampa, or Davenport, our team of Florida public adjusters is here to help.